► Subscribe to the Financial Times on YouTube: http://bit.ly/FTimeSubs<br /><br />With a rising tide of banking regulation and capital standards how worthwhile is it now to be a universal bank? FT columnist John Gapper debates with City editor Jonathan Guthrie.<br /><br />► FT Comment: http://bit.ly/1ImtZ8r<br /><br />► FT World News: http://bit.ly/1Exp0iJ<br /><br />For more video content from the Financial Times, visit http://www.FT.com/video<br /><br />Twitter https://twitter.com/ftvideo<br />Facebook https://www.facebook.com/financialtimes
